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Joined 1 year ago
Cake day: April 13th, 2025

Given that the cost of social security is rising due to the aging population, we should switch to other systems before it’s too late. That’s why I feel they should look at Mexico’s retirement system called AFORE (Administradora de Fondos para el Retiro in Spanish). An AFORE is a private financial institution that manages, invests, and safeguards your retirement savings.

When you work, the contributions made by your employer, the government, and yourself accumulate throughout your working life. Therefore, whether you work in the public or private sector, you can save money to maintain an income when you retire.

Retirement savings accounts (AFORES) invest workers’ money through Sociedades de Inversión Especializada en Fondos para el Retiro (SIEFOREs), which aim to maximize returns for you through investments regulated and supervised by the Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR), thus growing workers’ money.

SIEFOREs are generational; you are assigned one according to your birth year, as the investment strategy of these funds is determined by the time you have left until retirement.

And they generate a lot of money, because from January to June 2026, the 10 Afores in Mexico obtained a combined net profit of 8,968 million pesos (517.2 million dollars), the highest amount in real terms since 2021, according to data from the Comisión Nacional del Sistema de Ahorro para el Retiro (Consar).

Do you think a pilot program should be implemented to see if this ends up being viable for the USA?

Given that the cost of social security is rising due to the aging population, we should switch to other systems before it’s too late. That’s why I feel they should look at Mexico’s retirement system called AFORE (Administradora de Fondos para el Retiro in Spanish). An AFORE is a private financial institution that manages, invests, and safeguards your retirement savings.

When you work, the contributions made by your employer, the government, and yourself accumulate throughout your working life. Therefore, whether you work in the public or private sector, you can save money to maintain an income when you retire.

Retirement savings accounts (AFORES) invest workers’ money through Sociedades de Inversión Especializada en Fondos para el Retiro (SIEFOREs), which aim to maximize returns for you through investments regulated and supervised by the Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR), thus growing workers’ money.

SIEFOREs are generational; you are assigned one according to your birth year, as the investment strategy of these funds is determined by the time you have left until retirement.

And they generate a lot of money, because from January to June 2026, the 10 Afores in Mexico obtained a combined net profit of 8,968 million pesos (517.2 million dollars), the highest amount in real terms since 2021, according to data from the Comisión Nacional del Sistema de Ahorro para el Retiro (Consar).

Do you think a pilot program should be implemented to see if this ends up being viable for the USA?

In this scenario, the 2028 elections have already passed, but the discussion isn’t about whether the Democrats, Republicans, or another party won.

Rather, the question is whether that administration is using AI to develop certain policies in the economic, scientific, technological, transportation, military, tax, health, or other sectors. Would you accept that administration using these tools, or would you prefer that humans make those policies?

Let’s suppose the 2028 election is over and there is a new president who, during his term, implements good policies such as (free, standardized ID for all citizens, an improvement to the ACA that includes several measures from M4A, more lenient copyright laws, more lenient patent laws, increased funding for science and technology that benefits the nation, the creation of a Department of Science and Technology, etc.) However, he also implements bad policies (a tax on all types of software, including FOSS; more rampant and less transparent lobbying at all three levels; budget cuts for science and technology that are not useful to the nation; and the elimination of health standards for imported food products.)

But in 2031, a news story breaks revealing that the president used AI (Algocracy) to propose, manage, and implement policies. A controversy erupts over a lack of transparency, prompting the president to issue a statement confirming that the report is true.

How would people react to this development? Would the president face any sanctions or impeachment proceedings for using AI? Could it affect his reelection chances?